proof of housing instability

142 0 obj <>/Filter/FlateDecode/ID[<799FA322036BFF4EB5D08B547890302D><56F5DCEFE7776347BFDDD61E12C4047F>]/Index[102 75]/Info 101 0 R/Length 146/Prev 158116/Root 103 0 R/Size 177/Type/XRef/W[1 3 1]>>stream Housing instability and food insecurity as barriers to health care among low-income Americans. You might also be asked to show: Programs can make their own rules for determining if youre living in unsafe or unhealthy conditions and what proof to accept. If youre able to, you should pay your rent. Long entrenched, racially targeted policies and practices at the local, state, and national levels have led to discriminatory practices and disparities in rental housing.4 The Fair Housing Act (FHA) of 1968 prohibits discrimination against applicants and tenants based on various identities, including race.5 Yet despite the FHA and its amendments, overt and subtle racial discrimination still occurs. Web(e.g., proof of residence at an eligible rental unit in the absence of a lease/rental/sublease agreement) Financial Impact (e.g., unemployment, reduction in i ncome, significantly increased expenses, or other financial hardship) Housing Impact (e.g., risk of housing instability or homelessness) Income qualification Hide complexity from an applicant until or unless they must take action. of Housing We use Native American and American Indian interchangeably in this issue brief, as many reports referenced include either or both terms in their data collection. statement_of_housing_instability_form.pdf - STATE OF But this depends on your local program. The intention is to help tenants see themselves and/or their situation within the checklist options offered and to avoid asking tenants to provide a narrative. If you receive a federal rent subsidy, such as a Housing Choice Voucher, Project-Based Rental Assistance, or Public Housing, you may still qualify for assistance with the rent or utilities that you are responsible for paying. For details, start with the rental assistance programforyour state, tribe, or localarea. if(subscribe.checkValidity()) { This HEROES package originally included key protections, such as $100 billion in emergency rental assistance, a uniform federal moratorium on evictions, and $11.5 billion in homelessness aidsupports that were responsive to the direct asks of advocates, experts, and critical-need communities. Platforms such as these recognize that an equitable recovery must be race-conscious and reconcile past harms while also providing solutions for current challenges. Including a section on past assistance that was received from other programs can help identify and prevent any overlap in assistance given to the applicant. When documentation of a rental agreement is unavailable, focus on proving residence and monthly rental amount. RSF: The Russell Sage Foundation Journal of the Social Sciences, 1(2), 4479. Interns may also have the opportunity to support the: Fill out our expression of interest form to apply. During the pandemic, renters of color have reported less overall confidence in being able to pay their next months rent and have reported not having paid the previous months rent on time at disproportionately higher rates than their white counterparts. If youre a landlord, eligibility is based on your tenants household needs, and youll be asked to show that your tenants household is eligible for assistance. They offer eviction help for tenants and owner-occupied landlords. They restrict access to resources, increase criminal-legal involvement for many, perpetuate poverty,72 have not been found to be effective in decreasing homelessness, and cost taxpayers more than if housing were provided to people experiencing homelessness.73, Anti-homeless legislation disproportionately affects Black, Native American, and Latinx individuals, who are often already more justice-involved.74 People who are not currently experiencing homelessness may also be targeted by these laws, which advocates argue do more harm than service and should be litigated.75, During the COVID-19 pandemic, public health experts and local law enforcement have differed in their approach to anti-homeless laws. Research shows that children facing housing instability, homelessness, and poverty are more likely to be involved in the child welfare system. Demography, 52(5), 17511772. Certain populations, such as children who move frequently and people who have spent time in prison, may be more affected by housing instability. Finda rental assistance programforyour state, tribe, or localarea. However, in many cases tenants may not be in a position to provide these documents. `Fr4S;D1 The ordinance requires landlords planning to convert a property to secure a Plan and Permit. Despite the success of rental assistance, roughly 16 million low-income households that need rental assistance (that is, households that spend more than 30 Nontribal members living on Tribal lands can receive emergency rental help from a Tribe or Tribally Designated Housing Entity (TDHE), as long as you are not already getting assistance from another Tribe or TDHE, or from a state or local government. These policies and practices continue to keep people of color in poverty. Example screens for ERA program online applications, If an applicant indicates they did not have any expenses "due to" the pandemic then it would be appropriate to prompt them again changing "due to" to "during" in order to meet the. 102 0 obj <> endobj The change in rent could apply to unpaid rent. Published by Articulate Storyline www.articulate.com However, throughout the pandemic, advocates39 have shown that these protections, while essential, have fallen short and that much more emergency action is necessary as need continues to remain high.40, The Coronavirus Aid, Relief, and Economic Security (CARES) Act, which was signed into law in March 2020, provided direly needed housing protections and homeless services aids.41 However, many of these protections and aids have expired, such as unemployment insurance benefit boosts and a moratorium on evictions for federally backed housing. doi: 10.1007/s13524-015-0419-9, DeLuca, S., Garboden, P. M., & Rosenblatt, P. (2013). WebFederal Programs and Funding to Prevent Housing Instability and Homelessness The CARES Act provides additional flexible funding to state, local, tribal, and territorial governments, (2011). Eligibility is based on a renter households financial situation and housing needs. Defining and measuring housing stability. http://nlihc.org/sites/default/files/Renters_in_Foreclosure_2012.pdf [PDF 428 KB], Busacker, A., & Kasehagen, L. (2012). For example, in some areas, you can apply for rental assistance yourself. Journal of Negro Education, 72(1), 2238. Either way, you must then use the money to pay what you owe. If your household is eligible for emergency rental assistance, local programs may cover the cost of a hotel or motel room if: If emergency rental assistance is not available to help cover these costs, you can also ask for help under the HUD Emergency Solutions Grant program. Emily A. Benfer, Solomon J. Greene, and Margaret Hagan, Approaches to Eviction Prevention (Social Science Research Network, 2020): available at, Tenant Resource Center, Eviction, available at, Brian Bieretz, Kimberly Burrowes, and Emily Bramhall, Getting Landlords and Tenants to Talk (Washington: Urban Institute, 2020), available at, National League of Cities, Long-Term Approaches to Preventing Evictions Now and Beyond COVID-19, August 7, 2020), available at, Heidi Schultheis and Catilin Rooney, A Right to Counsel Is a Right to a Fighting Chance: The Importance of Legal Representation in Eviction Proceedings (Washington: Center for American Progress, 2019), available at, Oksana Mironova, Right to Counsel and Stronger Rent Laws Helped Reduce Evictions on 2019, Community Service Society, February 24, 2020, available at, Lexington Law, How Long Does an Eviction Stay on Your Record., Office of Ward 3 Councilmember Mary Cheh, Eviction Record Sealing Authority Amendment Act of 2019, Press release, June 18, 2019, available at, Fairness in Renting Emergency Amendment Act of 2020, B23-0940, Council of the District of Columbia (October 5, 2020), available at, Gapard Le Dem, D.C. American Journal of Public Health, 101(8), 15081514. Hardships disproportionately faced by communities of color are being exacerbated by the pandemic and require an equitable recovery that reconciles past harms while also providing solutions for current and future challenges. Neighborhoods with more renters of color face higher rates of eviction. %PDF-1.6 % } Check with your local program for details. It depends on how your local program works. NOTE: The Office of Housing Stability is located at 43 Hawkins Street. APPLICATION REQUIRED DOCUMENTS - Washington, D.C. hbbd```b``+dd="J^09DB`Rd DI%`@?H1d`$$2@ uY https://www.jchs.harvard.edu/sites/default/files/reports/files/Harvard_JCHS_The_State_of_the_Nations_Housing_2020_Report_Revised_120720.pdf, Crowley, S. (2003). The state of the nations housing 2014. 208 0 obj <> endobj 7301, 116th Cong., 2nd sess. Check with your local program to find out if theyre using this flexibility. Beyond these packages, other legislation focused specifically on housing has been introduced, including the Rent and Mortgage Cancellation Act,46 the Emergency Housing Protections and Relief Act,47 and the Protecting Renters from Evictions and Fees Act.48, In September, the Centers for Disease Control and Prevention (CDC) enacted a national halt on residential evictions for nonpayment of rent,49 which required renters to sign a declaration form stating that they meet certain eligibility criteria.50 This action came with the following CDC acknowledgement: Housing stability helps protect public health because homelessness increases the likelihood that people may move into close quarters in homeless shelters or other settings. Apply for money to cover rent and utilities today. Renters in foreclosure: A fresh look at an ongoing problem. Low-income children who switch schools frequently tend to perform less well academically, are less likely to complete high school, and as adults obtain jobs with lower earnings and skill requirements. We also use the term Latinx, which includes a person or group of people with origins in Latin American. Example screens for ERA program online applications Measuring overcrowding in housing. Moving to Opportunity (MTO) for Fair Housing Demonstration Program. A sort of homecoming: Incarceration and the housing security of urban men. Tenants: Innocent victims of the nations foreclosure crisis. Desmond, M., & Shollenberger, T. (2015). (2016). However, housing discrimination policies that disproportionately affect people of color, such as barring people with criminalized records from renting or obtaining housing vouchers,7 are still legal; and other discriminatory practices, such as landlords showing families of color fewer rental options,8 still occur with little tracking or accountability. The Office of Housing Stability (OHS) is constantly looking for new ways to partner with undergraduate and graduate students. If I dont need help with rent, can I still get help with utilities, heating and cooling bills, the cost of moving, or other costs? Within these examples is a documentation strategy that leverages self-attestation within the ERA application itself. Increase in suicides associated with home eviction and foreclosure during the US housing crisis: Findings from 16 national violent death reporting system states, 20052010. When you apply for emergency rental help, you will be asked to show that your income is eligible and that youre experiencing housing instability. In other cases, your local program might give you the money right away, without first contacting your landlord. ReviewingandSubmittingForms 1. Section 1 Overview In 2019, before the coronavirus pandemic hit, an estimated 34 million individuals were living in poverty in the United States,1 with Black and Latinx people experiencing higher rates of poverty than whites.2 Native American, Black, and Latinx renters were also more likely to be extremely low income.3 During the coronavirus pandemic, disparities by race have persisted: Renters of color report having less confidence in their ability to pay rent and experiencing greater difficulties staying current on rent compared with their white counterparts. Wehelpresidents find and maintain stable, safe, and affordable housing. doi: 10.2105/AJPH.2014.301945, Manglik S. (2012). Rental assistance cant be used to cover any utilities and home energy costs that your landlord normally pays for. If your landlord normally pays for utilities or home energy costs, these are counted as part of your rent. When documentation of a rental agreement is unavailable, focus on If youre a landlord, youmay think ofrental assistanceashelp for renters. HOUSING INSTABILITY AND HOMELESSNESS }. The Office of Housing Stability's Housing Crisis Case Coordinators can help you deal with the eviction process. doi: 10.2307/2094818, Lepore, S. J., Evans, G. W., & Palsane, M. N. (1991). National Low Income Housing Coalition. Applying for rental assistance may stop the clock on the eviction process if you have a case in Housing Court. If an applicant's utility bill is bundled with other non-eligible services and thus needs to be broken apart, details on how to do so should be included here. doi: 10.1007/s11524-011-9584-3. Although they have been able to keep many individuals and families housed, many moratoriums have expired,55 and many renters are faced with paying back rent. A full list of supporters is available, Fannie Mae and Freddie Mac Can Support Racial Equity in Homeownership and Environmental Justice Efforts, The United States Must Deliver on Equitable Housing Outcomes for All, The ARP Grew the Economy, Reduced Poverty, and Eased Financial Hardship for Millions, Why the United States Must Stay the Course on Ukraine, Paid Leave Policies Must Include Chosen Family, The Killing of Tyre Nichols Must Serve as a Catalyst to Root Out Racial Injustice in Policing, 5 Ways Governors and Mayors Can Leverage Federal Investments. (2015). When you apply for emergency rental help, be ready to show an agreement signed by you and your landlord that shows where you live and your rental payment amount. Association of residential mobility with child health: An analysis of the 2007 National Survey of Childrens Health. Do this as soon as possible. Beyond moratoriums and court action, invisible or soft evictions continue to occur across the country, with tenants being locked out of their homes56 or having their utilities shut off against local protections,57 which may take a toll on renter confidence in the effectiveness of some legislation. 1437a(b)).2 While there are some differences in eligibility between ERA1 and A past due utility or rent bill or eviction notice, Proof that you live in unsafe or unhealthy living conditions, or, Other proof that the program asks you for, Proof that you paid utilities for your home or apartment unit (like a water bill), Other paperwork that shows regular rent payments, or, You havent signed or co-signed a mortgage for the property that you are renting-to-own, You havent exercised an option to purchase the property. A study from the University of Washington that focused on rental housing in Washington state found that, in 2018, neighborhoods with more racial diversity experienced higher rates of evictions.18 Another, earlier study, which looked specifically at King County, Washington, found that nonwhite renters faced eviction rates that were 60 percent higher than those of white renters.19 Controlling for poverty levels, New York City neighborhoods with more Black and Latinx renters also face higher rates of evictions,20 and more Black and Latinx renters than white renters report being threatened with eviction.21 And after looking at data from 2009 to 2011, the Milwaukee Area Renters Study found that Latinx renters in predominantly white neighborhoods were twice as likely to be evicted as Latinx renters in neighborhoods that were not predominantly white.22, People of color disproportionately experience homelessness. These crowded places put people at higher risk of getting COVID-19. The CDC halt was announced in early September, more than a month after the expiration of the CARES Act moratorium and a week after the end of the first set of 30-day notices of intent to evict. 230 0 obj <>/Filter/FlateDecode/ID[<1EE02C84DA744D4784F61DE02328B05A>]/Index[208 39]/Info 207 0 R/Length 108/Prev 359524/Root 209 0 R/Size 247/Type/XRef/W[1 3 1]>>stream Journal of Health and Social Behavior, 32(4), 357367. Overcrowding in the home: An empirical investigation of its possible pathological consequences. hb``Pc`` $2V fa utt A1C( -C ePJagK5e _0|Wi@ZuJ7AE@f` Homelessness during pregnancy: A unique, time-dependent risk factor of birth outcomes. There are multiple ways to prove a risk of homelessness or housing instability, including: The calculated household income is less than 30% of the AMI. By May 2020, the CDC released guidance halting the clearing of outdoor encampments, though this guidance has not been implemented across many states and localities.76 Dozens of citiesincluding Washington, D.C.;77 Sacramento, California;78 and Denver, Colorado79have been reported to continue encampment clearing against this CDC guidance. The affordable housing crisis: Residential mobility of poor families and school mobility of poor children. Utility bill for each utility company if applying for utility assistance (2014). Public health experts and advocates say that the enforcement of anti-homeless legislation such as this compromises public health and safety at any time;80 and during the COVID-19 pandemic, it increases the potential for viral spread.81. SELF ATTESTATION FORM - United States Secretary of the @ We will be happy to walk you through the process. This means that your local program can set lower income limits to make sure the neediest households get help first. implementation of new programs and policies that the office is exploring. (2011). A Tribal member living outside Tribal lands can receive emergency rental help funds from their Tribe or Tribally Designated Housing Entity (TDHE), as long as you are not already receiving assistance from another Tribe or TDHE, or from a state or local government. Federal rules allow local rental assistance programs to cover rent or utilities for low-income families. There has been a long history of housing insecurity for people of color in the United States due to racially targeted policies and widespread discrimination, particularly within the rental housing market. In 2018, 8,200 fair housing complaints were filed for discrimination based on race or national origin6likely a vast undercount of actual occurrences. Proof of rental obligation; 3. hb``` 7@(1)"1@ k? They'll work with Boston residents who are at risk of housing instability. Atlantic County Emergency Rental Assistance Program (ERAP) subscribe.submit(); The goal is to demonstrate ways grantees and their partners can create online application forms that are user-friendly, succinct, and easily understood. endstream endobj startxref Although housing discrimination based on race and other identities is illegal, other barriers to housing security that disproportionately affect communities of color must be addressed. subscribe.submit(); doi: 10.2307/3211288. Any additional program policy decisions could be captured in this checklist, or other parts of the interface, as needed. The eviction process begins when a landlord serves you a legal document called a Notice to Quit (Eviction Notice). Web1. We help tenants in housing crisis due to fire, natural disaster, eviction, or condemnation. Rent burden, housing subsidies and the well-being of children and youth. ILRPP Income Attestation Form The twelve months of payments can be used to cure arrears and/or pay current housing costs. We help tenants in housing crisis due to fire, natural disaster, eviction, or condemnation. Households are considered to be cost burdened if they spend more than 30 percent of their income on housing and severely cost burdened if they spend more than 50 percent of their income on housing.5Cost-burdened households have little left over each month to spend on other necessities such as food, clothing, utilities, and health care.1,6Black and Hispanic households are almost twice as likely as White households to be cost burdened.7, Due to a limited rental market with few affordable vacancies, people with the lowest incomes may be forced to rent substandard housing that exposes them to health and safety risks, such as vermin, mold, water leaks, and inadequate heating or cooling systems.6,8They may also be forced to move in with others, potentially resulting in overcrowding.9Overcrowding is defined as more than 2 people living in the same bedroom or multiple families living in 1 residence.3,10Overcrowding may affect mental health, stress levels, relationships, and sleep, and it may increase the risk of infectious disease.11,12,13, Housing costs that are more than a household can reasonably afford can lead to foreclosure or eviction (a forced move).9Forced moves may also happen if a landlord is in foreclosure or the property is deemed unsafe for living.14Foreclosures cause loss of money and possessions and can damage the social fabric of neighborhoods.15Evictions that go through the court system result in a permanent record, which can cause potential landlords to refuse to rent to evictees in the future.16Research has shown that renters who are forced to move are more likely to relocate to poorer and higher-crime neighborhoods compared to those who move voluntarily.17Evictions may be especially traumatizing to residents due to short relocation notices.17,18Suicide rates linked to stress doubled between 2005 and 2010,19when the United States experienced historically high rates of foreclosures, including foreclosures on rental properties.8,20, Housing instability may impact some populations more than others. Special Inspector General, Troubled Asset Relief Program (SIGTARP), Administrative Resource Center (ARC)- Bureau of the Fiscal Service, Department of Housing and Urban Developments ", American Community Survey (ACS), specifically US Census 2019 5-Year Estimates Tables. The three types of eligibility attachments required include: Proof of The CDC moratorium ended on August 26, 2021, but help is available. Questions - If you have questions about the program, you can: All email messages will be returned within one business day. Here's a snapshot of the objectives related to topics covered in this literature summary. You may also be able to find help at DisasterAssistance.gov . Last full review by a subject matter expert December 02, 2021 Last revised by staff December 02, 2021 Rate Stay informed on the most pressing issues of our time. U.S. Department of the Treasury Emergency Rental Assistance Programs have to make sure they are complying with their own eligibility policies and procedures. This includes developing and expanding programs, workshops, and trainings that develop racial equity capacity-building through agencies such as the U.S. Department of Housing and Urban Development.